SMSF Loans

Are you a trustee, financial advisor or potential beneficiary of a self managed super fund? Managing a super fund successfully is a major responsibility. With a need to optimise the return on investment, many super fund trustees feel that investing part of the fund in property could be a good way to maximise ROI. Frequently, a mortgage or property loan of some type is required to make investment in property a viable proposition for an SMSF. We are a new finance broker who is happy to provide self managed super fund property loans for super funds of many different types.

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Take advantage of property management to grow your fund

Generally, over time, property prices continue to rise. This means that if you buy wisely, it’s possible to realise a significant return on any money invested in a property. Even if you have to pay interest on the home loan you take out, over time that will often be more than made up for by the increase in the value of the asset.

We will search for lenders who can meet your needs

Not all lenders are prepared to lend to SMSF borrowers. We are prepared to find you one that is! With a commitment to providing every client with a loan product that’s right for them, we have a network of established lenders on hand. This gives us plenty of flexibility when it comes to finding you a suitable loan. Usually you will need to have a corporate trustee structure and the fund should be able to finance around 20% of the property price. If you need some sort of variation from these requirements, let us know and we can try to find you a lender who will be able to accommodate you.

What happens if the fund hasn’t got a good credit rating?

If a SMSF hasn’t borrowed before, it may not have got a strong credit rating. If this applies to your SMSF, it doesn’t necessarily act as a barrier to taking out a property loan. As part of the application process, we ask for a range of information regarding the financial circumstances of your fund. In many cases, it’s possible to borrow money to partially fund your property purchase, even if the trust is borrowing for the first time.

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We can work with complex SMSF structures

Some of the SMSF loans Australia trusts require can be quite complex to set up due to the structure of the fund. We are able to accommodate SMSFs of all shapes and sizes. Our team has considerable knowledge and expertise in SMSF borrowing, enabling us to find a loan that’s appropriate for use by your SMSF.

Let us run through the benefits of using us as your finance broker

No Penalty

If you wish to repay the loan you take out with us early, you can! Unlike some banks and other finance providers, we won't charge a penalty.

Quick and Easy

Need to unlock funding but don't have time to waste? Simply give us a call today and we'll get you started on your journey straight away.

Lower Rates

Loaning money from a high street bank can quickly rack up the costs when you factor in high repayment rates. We assure that you can get best off.

Secure Process

When dealing with money, you'll want that everything is above board. Our platform is 100% - secure and we won't compromise your personal details.

What Our Clients Say

Best team in town and brilliant service. Always a pleasure to contact Gain home loans and love the way you deal finance matters with such a ease. They made my impossible loan possible. You guys truly rock and keep up the good work!! Thank you for your efforts and I cannot praise highly enough of Sweetie Lending.
Steve Ferris
Home Loan
Kevin and his team are brilliant in what they do. They understand the requirements and assessment criteria of all the lenders and fit you in with the best lender that meets your need. They always acted and communicated very professionally and kept me regularly informed of my loan right through the process.
Vera Umar
Commercial Loan
We were referred to Kevin by someone from our friend. From the very start he was very accommodating and he understood our needs for car loan. We were running out of time to organize the car loan but Kevin has went the extra mile and pushed our loan. Thanks Kevin and Sweetie Lending.
Tobie Frinady
Car Loan
​We aim to be the provider of choice for SMSF loans across the country. With competitive interest rates, flexible repayment products and a fast, straight-forward application process, we make SMSF borrowing as easy as possible. Get in touch to find out more.
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