Commercial Loans

Does your business need a short-term, fast cash injection? If so, commercial finance could be the answer you’re looking for. A commercial loan is typically one that’s provided for a business in order to cover short-term costs, rather than as part of a longer-term loan strategy. From buying additional raw materials in order to complete a large project through to temporary assistance with cash flow, wages and/or overheads, a commercial loan may be used for many different things. Sweetie Lending is a fresh, innovative finance broker that offer clients a good selection of flexible, versatile commercial loans.

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Commercial loans Australia businesses can rely on

Although commercial loans are a type of business loan, they are usually intended for short-term use. Collateral is often required to reduce the risk of repayments not being met: collateral may be in the form of business assets or future accounts receivable. What this means for lenders is that the loan isn’t unsecured: if payments are missed or the full amount of the loan isn’t paid, it’s possible that the balance could be recouped from corporate assets or future takings. Obviously taking on any form of secured finance requires considerable thought and planning. Our team are finance professionals with experience in commercial lending: talk to us about your requirements and we’ll try to come up with a funding package that’s right for you.

How can I get a business loan?

Commercial loan broker that gives you more options

As a broker rather than a lender, we are able to offer a large amount of choice in commercial loan packages. We work with a number of different lenders, each of whom have different commercial loan products on offer and different criteria to access them. This allows us to find a loan for almost any type of business and most financial profiles. If your business is in bad shape financially, perhaps with a poor credit record or falling takings, we may still be able to offer appropriate commercial lending.

Similarly, if you want a flexible commercial loan we are able to offer a number of options. Some of our loans have one or more of the following features:

  • Flexible borrowing limits allow you to reduce or increase your borrowing as the needs of your business change.
  • Flexible repayment amounts, that enable businesses to tie repayment to profit levels (a percentage of profits, rather than a set amount is recouped towards loan repayment each month).
  • Weekly repayments: a great option for smaller businesses.
  • The opportunity to take occasional repayment holidays.

Let us run through the benefits of using us as your finance broker

No Penalty

If you wish to repay the loan you take out with us early, you can! Unlike some banks and other finance providers, we won't charge a penalty.

Quick and Easy

Need to unlock funding but don't have time to waste? Simply give us a call today and we'll get you started on your journey straight away.

Lower Rates

Loaning money from a high street bank can quickly rack up the costs when you factor in high repayment rates. We assure that you can get best off.

Secure Process

When dealing with money, you'll want that everything is above board. Our platform is 100% - secure and we won't compromise your personal details.

What Our Clients Say

Best team in town and brilliant service. Always a pleasure to contact Gain home loans and love the way you deal finance matters with such a ease. They made my impossible loan possible. You guys truly rock and keep up the good work!! Thank you for your efforts and I cannot praise highly enough of Sweetie Lending.
Steve Ferris
Home Loan
Kevin and his team are brilliant in what they do. They understand the requirements and assessment criteria of all the lenders and fit you in with the best lender that meets your need. They always acted and communicated very professionally and kept me regularly informed of my loan right through the process.
Vera Umar
Commercial Loan
We were referred to Kevin by someone from our friend. From the very start he was very accommodating and he understood our needs for car loan. We were running out of time to organize the car loan but Kevin has went the extra mile and pushed our loan. Thanks Kevin and Sweetie Lending.
Tobie Frinady
Car Loan
We only ask for information that’s directly relevant to your loan application. We provide commercial loans Australia wide – our online application process allows you to access our finance options no matter where you are in the country. The entire loan application and acceptance process can be completed online: if you have any problems or need more information at any stage during your application process, our team are just a phone call away. Get in touch to find out more.